Non-interest income and financial performance at commercial banks in Barbados


Created 01 Jan, 2006
Categories Working Papers Roland Craigwell Special Collection
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This study discusses the trends in non-interest income at commercial banks in Barbados between 1985 and 2001. The reuslts suggest that the incidence of non-interest income declined over the period contrary to the findings on other countrie sin the Caribbean and the wider developed world. A review of the literature and a panel data regression model confirm that this result may be atributed to the absence of some of the factos that were pinacle to the generation of non-interest income in developed countries, such as deregulation amd technological change, especially for the development of loan securitisation and credit scoring. the empirics support bank characteristics and market developments like ATM technology as the most influemtial factors shaping the trend of non-interest income in the banking industry in Barbados.

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