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"Among the unintended consequences of global financial regulatory reform we find changes in the availability and costs of banking services in emerging market and developing economies (EMDEs) and small international financial centres (IFCs), which are large and have the potential to distort the international financial market, increase the costs and risks of international commerce, inhibit global transactional and competitive efficiencies, and slow the process of addressing global inequality. The evidence will be presented in this paper, which will be illustrated by how these problems manifest themselves in the Caribbean."
